Recover What Is Rightfully Yours — Professionally & Legally.
Lahema Debt Recovery helps businesses, institutions, and property owners recover outstanding debts through structured, ethical, and technology-driven recovery systems.
Secure Client Portal
Legal & Compliant Process
Transparent Recovery Tracking
Commercial Debt Collection | Bank & Loan Recovery | Personal Loans & Village Banking Collection | Debtor Tracing & Debt Recovery | Asset & Property Recovery | Rental Collection Services | Tenant Tracing & Rental Recover
About Us
Lahema Debt Recovery is a structured and compliance-driven recovery agency dedicated to helping businesses reclaim unpaid invoices, contractual debts, and outstanding balances efficiently and ethically.
We combine legal expertise, digital case tracking, automated communication systems, and professional negotiation strategies to deliver measurable recovery results.
- Ethical & Legal Approach
- Dedicated Recovery Officers
- Real-Time Case Tracking Portal
+1k Customers
Services
Our Main Services
We provide structured and legally compliant debt recovery solutions designed to protect your reputation while delivering measurable results.
Personal Loans & Village Banking Collection
We assist individual lenders and village banking groups in recovering personal and group-based loans respectfully and efficiently.
Asset & Property Recovery
We help recover unpaid balances or reclaim assets when payment agreements are not honored.
Commercial Debt Recovery
We help businesses recover outstanding payments from customers and clients who have delayed, partially paid, or completely defaulted on invoices.
Bank & Loan Recovery
We partner with financial institutions to recover unpaid loans quickly and professionally.
Fees & charges
There are no hidden fees or charges, and we will explain everything to you upfront.
Administrative & Operational Fees
Membership/File Fee – K2,000 per year
Logistics within Lusaka – K2,000
Logistics outside Lusaka – K15,000 (fuel and meals included)
Labour & Business Support Fees
Contract Formulation – K10,000
Labour Law Training – K20,000
Labour Dispute Resolution – K20,000
Employment Agency – K200/per person
Recovery & Collection Charges
Recovery Commission – Negotiable
How Our Process Works
Every step is carefully managed to ensure efficiency, compliance, and measurable results.
Step 1 – Submit Case
Provide debtor information and supporting documentation securely.
Step 2 – Assessment & Strategy
Our team evaluates and structures a recovery approach.
Step 3 – Professional Engagement
Negotiation, follow-ups, and structured communication begin.
Step 4 – Recovery & Reporting
Funds recovered and transparent updates provided via your dashboard.
Client Testimonials
Ready to Recover Your Funds?
Access your secure case management dashboard anytime.
